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Payments · Convert-to-Pay

Accept stablecoins. Settle in fiat.

Your customers pay in stablecoins; you receive fiat in your own account, at a rate locked before anything moves. Hex Trust holds, converts and settles, under its own licences, so you build none of it.

Find your modelTalk to the Payments team

~5 minquote to fiat, in a live client flow
1counterparty for custody, conversion and settlement
0credit exposure: every conversion is pre-funded
HK MSO
A conversion, step by stepPay-in · RFQ
Customer pays50,000 USDT
You receive49,985 USD
BDeposit addressA new one per quote, with its own glyph
  1. 1Quote requested and accepted: the rate is locked00:00
  2. 2Stablecoins received at the deposit address01:40
  3. 3Converted by Hex Trust at the locked rate02:55
  4. 4Fiat settled to your account~05:00

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Timings follow the end-to-end flow of a live client, a payment service provider in the UAE.

You pay80,000 USD
They receive79,976 USDC
9Payout addressYour recipient’s wallet, with its own glyph
  1. 1Quote requested and accepted: the rate is locked
  2. 2Fiat received in your Hex Trust account
  3. 3Converted by Hex Trust at the locked rate
  4. 4Stablecoins sent to the payout address

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Payout timings depend on the fiat rail the funds arrive on.

Customer pays30,000 RLUSD
You receive29,991 USD
6Deposit addressA new one per quote, with its own glyph
  1. 1Quote requested and accepted: the rate is locked00:00
  2. 2Stablecoins received at the deposit address01:40
  3. 3Converted by Hex Trust at the locked rate02:55
  4. 4Fiat settled to your account~05:00

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Timings follow the end-to-end flow of a live client, a payment service provider in the UAE.

You pay100,000 USD
They receive99,970 USDT
9Payout addressYour recipient’s wallet, with its own glyph
  1. 1Quote requested and accepted: the rate is locked
  2. 2Fiat received in your Hex Trust account
  3. 3Converted by Hex Trust at the locked rate
  4. 4Stablecoins sent to the payout address

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Payout timings depend on the fiat rail the funds arrive on.

Customer pays120,000 USDC
You receive119,964 USD
4Deposit addressA new one per quote, with its own glyph
  1. 1Quote requested and accepted: the rate is locked00:00
  2. 2Stablecoins received at the deposit address01:40
  3. 3Converted by Hex Trust at the locked rate02:55
  4. 4Fiat settled to your account~05:00

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Timings follow the end-to-end flow of a live client, a payment service provider in the UAE.

You pay40,000 USD
They receive39,988 RLUSD
4Payout addressYour recipient’s wallet, with its own glyph
  1. 1Quote requested and accepted: the rate is locked
  2. 2Fiat received in your Hex Trust account
  3. 3Converted by Hex Trust at the locked rate
  4. 4Stablecoins sent to the payout address

An illustration, not a live address or a quote: amounts assume a 3 bps spread. Payout timings depend on the fiat rail the funds arrive on.

Direct or Embedded

Two ways to plug in.

Whether you can hold digital assets yourself decides the model. Either way, Hex Trust does the custody, the conversion and the settlement.

Can your business hold digital assets under its own licences?

Convert-to-Pay Direct

For licensed payment, payout and FX providers that handle digital assets themselves.

Live
Your customerspay in USDT
Your platformsends to Hex Trust
Hex Trustconverts, settles USD to you
  • A checkout-ready API: deposit address, amount due and rate in real time.
  • Rate locked by RFQ before you fund.
  • We onboard you, not your payers: monitoring and travel rule on the assets we hold.

Convert-to-Pay Embedded

For platforms whose licences don’t cover digital assets, or that choose to stay outside the flow of funds.

Onboarding design partners
Your merchantsinstruct in your platform
Your platformcalls our API
Hex Trustconverts, settles to the merchant
  • Merchants onboard with Hex Trust inside your platform.
  • Funds sit in segregated accounts in each merchant’s name; fiat settles to their account.
  • A revenue share on the volume they settle.

Why Hex Trust

Custody, conversion and settlement, with no hand-offs.

One counterpartyThe firm that holds the assets converts them and settles the fiat. One contract, one point of contact.
Regulated where it countsHold assets with our entities in Hong Kong, Singapore or Dubai.
Compliance handledTransaction monitoring and travel-rule checks on everything we hold.
No credit exposureEvery conversion is pre-funded at a locked rate.

FX, collection and payment on behalf of (COBO and POBO) and virtual accounts are available through our referral partners. Ask the Payments team.

Convert-to-Pay is provided by the relevant licensed Hex Trust entity and may not be available in all jurisdictions. Services are subject to onboarding, eligibility and applicable legal and regulatory requirements. Nothing on this page is an offer or solicitation in any jurisdiction where it would be unlawful.

Talk to the Payments team.

Licensed, and happy to show you the paperwork.

Talk to us