Convert-to-Pay
Convert to Pay: An instant payment API built for Institutions.
API infrastructure enabling digital asset acceptance and compliant fiat settlement for regulated payment providers.
How it Works?
An RFQ-based, instant, and automated settlement lifecycle:
Process Overview: The Settlement Workflow
1. Quote Generation
User receives a live, RFQ-based quote and a unique deposit address. Quotes are valid for a few minutes with prices locked for non-stablecoins.
2. Asset Deposit
The crypto asset is received into Hex Trust’s secure custody environment.
3. Intelligent Routing
Stablecoins: Directly off-ramped via our global banking partners.
Non-Stablecoins: Converted via high-liquidity exchanges, then routed for off-ramping.
4. Fiat Settlement
Automated payout to the client's designated banking account (subject to banking SLA).
Key Features & Benefits
Integrated Infrastructure
Combines custody, liquidity, and banking in one seamless API.
Price Certainty
Locked-in conversion rates via real-time RFQ (Request for Quote) engine.
Compliance First
Fully regulated on-chain monitoring and compliant fiat off-ramping.
Operational Efficiency
Automate the entire lifecycle from unique wallet generation to bank settlement.
Liquidity Management
Deploy balance sheets for better liquidity and instant top-ups.
Use Cases for Convert-to-pay
Payout Providers
Global payment and FX solutions that enable businesses to manage money globally via crypto rails.
Prepaid Card Issuers
Users top up cards using crypto; Hex Trust aggregates deposits and payouts fiat to the card issuer.
Digital Payment Provider
Process payments on behalf of merchants (e-commerce/POS) and settle in fiat.
Why Choose Hex Trust Convert-to-Pay?
Hex Trust delivers a flexible, easy-to-integrate API service that is built with regulatory compliance and security as a core principle.
Institutional Reliability
Avoid the risk of building in-house custody and banking integrations by leveraging our battle-tested infrastructure.
Global Banking Network
Seamless fiat off-ramping via regulated banking partners across multiple jurisdictions.
Regulatory Rigor
Maintain on-chain compliance and adhere to global AML/KYC standards automatically.
Scalable Architecture
Designed for high-volume transactions, from small retail top-ups to bulk merchant settlements.
Ready to Integrate Global Crypto-to-Fiat Payments?
Contact us today to learn more about Convert-to-Pay
Contact Us ⟩Frequently Asked Questions (FAQ)
How long are the quotes valid for?
Hex Trust provides Quotes that are typically valid for a few minutes to ensure price certainty during volatile market conditions.
Which assets are supported?
Hex Trust supports a wide range of major cryptocurrencies and all primary institutional stablecoins (USDC, USDT, etc.).
What is the settlement time for fiat?
Settlement is automated and initiated instantly upon crypto receipt, though final bank arrival depends on banking partner SLAs.
Do I need to manage my own exchange accounts to use Convert-to-Pay?
No. Hex Trust handles the exchange integration and execution on your behalf within the integrated workflow.
How are assets protected during the conversion process?
All client assets are held in segregated accounts within our regulated custody infrastructure. Our legal structure ensures bankruptcy remoteness, meaning client assets are held off-balance sheet and are fully protected from Hex Trust’s corporate liabilities at all times.